kitas aiskina kad jam viska grazins...

visu pirma pasidomek kas yra paypal ir kokia apsauga jie siulo, nes butent tik apie sia sistema kalbejau (jei zinai kas yra paypal, tai abejoniu neturetu kilt), si apsauga galioja tik tuo atveju jei operacijos vyksta per paypal, o tam pardavejas ar komapnija turi turet sudare su jais sutarti aisku geriausiai si apsauga galioja Ebay, bet kiek teko pirkt internetu, sia atsiskaitymo galimybe turi beveik visos parduotuves 
nesakau, kad siuo atveju reik imt ir vest pinigus, bet tiesiog tai yra saugesnis budas, jei ta "kompanija" turi sio atsiskaitymo galimybe 

trumpai:
"How much coverage do I get with PayPal Buyer Protection?

If you see the PayPal Buyer Protection message "Pay with PayPal and full purchase price is covered", and if PayPal finds in your favor on your Claim, PayPal will reimburse you for the full purchase price of the item and original shipping costs – with no cap on coverage. If the buyer protection message includes a cap on coverage, and if PayPal finds in your favor, then PayPal will reimburse you for the full purchase price of the item and original shipping costs, up to the coverage cap specified in the buyer protection message. The amount of coverage varies based on the eBay website where the purchase is made.

PayPal will not reimburse you for the return shipping costs that you incur to return a Significantly Not as Described item to the seller or other party PayPal specifies. If the seller presents evidence that they delivered the goods to your address, PayPal may find in favor of the seller even if you did not receive the goods."